Finance
Debt-to-Income Calculator
Compare recurring monthly debt payments with gross monthly income.
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How this calculation works
Compare recurring monthly debt payments with gross monthly income. Enter your values, select Calculate, then review the result. You can change any value and calculate again.
Formula used
DTI = recurring monthly debt payments ÷ gross monthly income × 100
Good to know
Results are estimates for informational purposes.
Example calculation
€1,200 ÷ €5,000 × 100 = 24%
How to use this calculator
- Enter your values, select Calculate, then review the result. You can change any value and calculate again.
- Check units and time periods before comparing two results.
- Change one input at a time to understand its effect.
Good to know
Illustrative estimate; fees, taxes and provider rules are excluded unless stated.
MethodologyFrequently asked questions
What does the Debt-to-Income Calculator calculate?
Compare recurring monthly debt payments with gross monthly income. The result is calculated from the values you enter and the formula shown on this page.
Which assumptions does the Debt-to-Income Calculator use?
It applies DTI = recurring monthly debt payments ÷ gross monthly income × 100. Values, fees, rules or timing not represented by an input are not added automatically.