Finance
Loan Calculator
Estimate monthly payments, total payment and total interest.
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How this calculation works
Estimate monthly payments, total payment and total interest. Enter the amount borrowed, annual interest rate and term in years to estimate the monthly payment, total repaid and total interest.
Formula used
M = P × r(1+r)ⁿ ÷ ((1+r)ⁿ − 1)
Good to know
Results are estimates for informational purposes.
Example calculation
P = €250,000 · r = 4.5% ÷ 12 · n = 20 × 12 = 240
How to use this calculator
- Enter the amount borrowed, annual interest rate and term in years to estimate the monthly payment, total repaid and total interest.
- Check units and time periods before comparing two results.
- Change one input at a time to understand its effect.
Good to know
Illustrative estimate; fees, taxes and provider rules are excluded unless stated.
MethodologyFrequently asked questions
What does the Loan Calculator calculate?
Estimate monthly payments, total payment and total interest. The result is calculated from the values you enter and the formula shown on this page.
Which assumptions does the Loan Calculator use?
It applies M = P × r(1+r)ⁿ ÷ ((1+r)ⁿ − 1). Values, fees, rules or timing not represented by an input are not added automatically.